Taking a read on how the insurance industry is responding to risks can be enlightening, because it is always at the forefront of risk prediction and risk calculation. Risk is good for business, after all. But, the insurance industry cannot make money if it cannot predict and calculate the magnitude of the risk. So, for example, the insurance industry provided coverage for asbestos manufacturers, even knowing that a certain number of exposed people would die...just so long as the death rate could be accurately calculated and insurance premiums adjusted appropriately. After all, when it comes to insurance, in gambler's lingo, the house always wins. Insurers have been calculating the death and destruction predicted to occur from climate change long before the White House would even acknowledge that climate change existed. And, now, insurers are warning their colleagues in the business that nanotechnologies are among the top risks to be concerned with. "The four emerging risks facing insurers moving forward are nanotechnology, climate change, aging infrastructure and “the unknown,” Robert Landry, president and CEO of Zurich’s Canadian operations told delegates of the Property Casualty Underwriters Club luncheon.", according to a report in the insurance industry trade press. If they are warning their own pals, shouldn’t we be warning ours?